Mortgage Broker in Vancouver, BC
MORTGAGES HAVE CHANGED
Get The Latest Solutions with the Right Financing Partner.
Mortgage Services
Refinances & Renewal
Unlock better mortgage terms with expert refinancing and renewal strategies tailored to Vancouver homeowners. Whether your current term is ending or you're exploring ways to lower your interest rate, reduce monthly payments, or access built-up home equity, I offer personalized solutions backed by over 15 years of local experience. Let’s optimize your mortgage and put more money back in your pocket.
Home-Rental Purchases
Looking to buy a home in Vancouver to live in, rent out, or both? I specialize in helping clients navigate the financing of primary residences, rental properties, and investment homes. From maximizing your borrowing power with rental income to finding low down payment options for owner-occupied rentals, I simplify the process with tailored mortgage solutions and insights into the local market.
Reverse Mortgages
If you're 55 or older and want to turn your home equity into tax-free income—without selling or moving—a reverse mortgage could be the ideal solution. I help Vancouver homeowners understand how to access cash from their home safely and securely, using a reverse mortgage to fund retirement, pay off debts, or simply enjoy financial freedom while aging in place.
Private Lending Options
When traditional lenders say no, private mortgage lending offers a flexible path forward. I connect Vancouver clients with trusted private lenders who specialize in alternative mortgage solutions for self-employed individuals, credit-challenged borrowers, and unique property types. Get fast approvals, short-term financing, and creative options customized to your needs.
GETTING STARTED IS SIMPLE
Get to know you
I begin with a comprehensive consultation to understand your financial goals and mortgage needs. This step ensures I tailor my services specifically to your situation.
Target a Lender
Based on the insights gathered, I match you with the ideal lender from my network of over 50 banks and financial institutions. As a mortgage broker in North Vancouver, BC, my goal is to find the best terms that align with your criteria.
Secure your Funds
I assist you through the finalization process, ensuring all paperwork is completed accurately and efficiently. With my expert guidance, you’ll secure your mortgage funds quickly and with ease.
About Me
Chad Watts
As a seasoned real estate expert with 15 years of experience, I bring a unique perspective to the Vancouver market. Being a native Vancouverite, I have a deep understanding of the various mortgage options available. My passion is delivering top-notch client service and finding the best mortgage solutions for each individual.
I specialize in residential, investment, and recreational properties and have assisted countless clients in realizing their dream of owning a property. I have access to over 50 lenders and can give you a variety of mortgage packages that are suited to your specific needs.
As your mortgage broker in North Vancouver, BC, my personalized approach ensures that I understand your financial goals and tirelessly match you with the right lender. Let's work together to make your dream of home ownership a reality. Reach out today to start this exciting journey!
Why Choose Me?
I Work With 50+ Banks & Lenders.
As a dedicated mortgage broker in North Vancouver, BC, I partner with numerous banks to provide a one-stop shop for all your mortgage needs. Unlike your bank, which won’t tell you if another institution has a better deal, I will. My priority is finding you the best mortgage that fits all of your needs.
Estimate Your Vancouver Mortgage in Seconds
As your local Vancouver mortgage broker, I get how fast the market moves here - use our free tool to quickly estimate payments, rates, and affordability tailored to your needs, whether you're a first-time buyer or renewing. Mortgages have changed; let's find solutions that fit.
Mortgage FAQs: Answers for Vancouver Homebuyers
Navigating BC's housing scene? I've got straightforward answers on renewals, reverse mortgages, and more - no jargon, just clear insights from 15+ years helping locals like you. Get the latest solutions with the right financing partner.
Schedule Your Free Consultation
Ready to chat about your Vancouver goals, from first-time buys to senior equity options? Drop your details for a no-obligation call - I'll tailor options with my deep local know-how and access to top lenders.
Today's Vancouver Mortgage Rates
Stay ahead in Vancouver's competitive market with our weekly snapshot of prime fixed and variable rates across 50+ lenders. As an unbiased broker, I'll help you secure the best without extra fees - empowering your next move.
Latest Mortgage Tips for BC Buyers
From dodging hidden penalties to using rental income for qualification, my latest blog posts break down real strategies for Vancouver's rising prices. Tailored advice to lower rates and build equity, just like I've done for clients across Kitsilano to Yaletown.
What Vancouver Clients Say
Real stories from folks I've helped secure dream homes or smart renewals - no sales pitch, just honest feedback on my personalized approach. "Chad made the process reassuring and seamless," says one Kits client. See why locals trust Watts Mortgages.
Vancouver Mortgage Resources
Empower your journey with free guides on refinancing, private lending, and more - crafted for BC's unique market. Download checklists or tips to avoid common pitfalls, all backed by my expertise in residential and investment properties.
What People Are Saying
Ready to Take the Next Step?
I am dedicated to making your mortgage journey seamless and stress-free. Whether you're looking to refinance, buy a new home, or explore reverse mortgage options, I’m committed to finding the right solution for you as your trusted mortgage broker in North Vancouver, BC.