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How do Brokers get better deals than many Banks?

The lenders who work with mortgage brokers include traditional sources, such as chartered banks, trust companies, as well as corporate and private pension funds. In addition to these sources, brokers often develop professional relationships with private sources of funds, termed private lenders. These lenders can provide many various mortgage products not available at conventional sources.

Banks which use brokers, offer lower rates for the brokers to source and bring clients to them and because brokers fund many mortgages we are offered best rates without having to haggle.

Many of the non-bank lenders choose not to spend millions on marketing and instead work with brokers, allowing clients of these institutions to offer better & more flexible products at generally lower rates. 

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